# In-person payments with a QR code

> Take payments face to face with no card reader: key in an amount, show a QR code, and your customer pays on their own phone with Apple Pay, Google Pay or card.

Source: https://anytime-capital.com/docs/in-person · Markdown: https://anytime-capital.com/docs/in-person.md · All docs: https://anytime-capital.com/docs/llms-full.txt

Collect in person from any phone, tablet or computer with a browser. There is no card reader to buy: your customer pays on their own phone, with Apple Pay, Google Pay or their card, by scanning a QR code you show them. The product overview is at [In-person payments](https://anytime-capital.com/business/in-person-payments).

## How it works

1. Open **Checkout tools → Collect in person** in the dashboard.
2. Key in the amount ($1.00 to $10,000.00) on the keypad, or type it, and add an optional note such as the item or table.
3. Show the full-screen QR code to your customer.
4. They scan it with their phone's camera and pay on their own phone.
5. Your screen changes to **Paid** as soon as the payment goes through. Start the next sale.

Each sale is a one-time payment link: it closes after its payment and appears in **Payment Links** and **Orders** like any other, with receipts in your branding. You can cancel a sale from the QR screen before it's paid.

> **A standing QR code for your counter:** For a fixed price you charge all day (a class, a ticket, a set menu), make a reusable payment link and print its QR code from **Checkout tools → Add to your website → Link**.

## Tap to Pay on iPhone (coming soon)

We're bringing Tap to Pay on iPhone to the Anytime Capital app: your customer taps their contactless card, phone or watch on your iPhone, and you see Approved or Declined right away. It isn't available yet. The QR code works today on any phone, tablet or computer, and stays as the fallback once Tap to Pay on iPhone arrives.

- It will sit next to the QR code in **Checkout tools → Collect in person**, in the Anytime Capital app on iPhone.
- An owner or admin turns it on once for the business, by accepting Apple's terms with their Apple ID.
- It needs iPhone XS or later on a recent version of iOS. On other devices, the keypad shows the QR code as it does today.
- Tapped payments appear in **Orders** with the same receipts and payouts as every other payment.

## Build it into your own point of sale

The same flow works from your own app through the API: create a `singleUse` link for the sale, render its `url` as a QR code, and mark the sale paid when the `payment.succeeded` webhook arrives with `data.source.id` equal to the link's id.

```bash
curl -X POST https://anytime-capital.com/api/v1/payment-links \
  -H "Authorization: Bearer $ANYTIME_API_KEY" \
  -H "Idempotency-Key: pos-7781" \
  -H "Content-Type: application/json" \
  -d '{
    "title": "Table 12",
    "amountCents": 4850,
    "singleUse": true,
    "metadata": { "saleId": "pos-7781" }
  }'
```

Then show the returned `url` as a QR code with any QR library, and deactivate the link (`POST /api/v1/payment-links/{id}/deactivate`) if the customer walks away.

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Anytime Capital is a fintech company, not a bank. Payment processing, banking and payout services are provided by Anytime Capital's licensed partners. Rates shown are for US card payments; international cards, currency conversion and disputes may carry additional fees shown in your dashboard before you accept a payment.