# Pricing

> Anytime Capital Payments costs 2.75% + 30¢ per successful card payment, with no monthly, setup or PCI fees, and custom pricing at $1M+ a year.

Source: https://anytime-capital.com/docs/pricing · Markdown: https://anytime-capital.com/docs/pricing.md · All docs: https://anytime-capital.com/docs/llms-full.txt

| What | Price |
| --- | --- |
| Online card and wallet payments | **2.75% + 30¢** per successful payment |
| Your first 90 days | **2.5% + 30¢** with the launch offer |
| Each business you refer that switches on payments | **30 more days** at 2.5% + 30¢, up to 12 |
| Monthly, setup and PCI fees | None |
| Businesses processing $1M+ a year | Custom pricing |
| API, webhooks and the MCP server | Available to every verified business account |

## Standard rate

Online card and wallet payments cost 2.75% + 30¢ per successful payment. There is no monthly fee, no setup fee and no PCI fee. Each payment's `netCents` in the API is what you keep after fees.

## Launch offer

2.5% + 30¢ for your first 90 days of card payments. Claim it when you [create your business account](https://anytime-capital.com/business/get-started?offer=launch-90) or from the [pricing page](https://anytime-capital.com/business/pricing); after the 90 days, the standard rate applies.

## Referrals

Your referral link is in **Settings → Referrals**. Businesses that sign up through it get the launch offer. Each one that is verified and switches card payments on earns you 30 more days at 2.5% + 30¢, added after any reduced-rate days you already have, for up to 12 businesses. Days earned before your own card payments are on wait for you and start the day they switch on. The reduced rate applies to one-time card and wallet payments; subscription renewals stay at the standard rate.

## Custom pricing

Businesses processing $1M+ a year get pricing quoted for their volume, and a dedicated payments team:

- Shared Slack channel with our payments and risk team
- Named account manager and quarterly pricing review
- Custom pricing, payout schedules and reserve terms

## Other fees

Rates shown are for US card payments. International cards, currency conversion and disputes may carry additional fees, shown in your dashboard before you accept a payment. See the full [pricing page](https://anytime-capital.com/business/pricing) for details.

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Anytime Capital is a fintech company, not a bank. Payment processing, banking and payout services are provided by Anytime Capital's licensed partners. Rates shown are for US card payments; international cards, currency conversion and disputes may carry additional fees shown in your dashboard before you accept a payment.