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    One Finance Routing Number

    Updated October 2026

    Routing number
    031302955

    One Finance is a U.S. financial institution. Detailed routing-by-state coverage, fee schedule, and FAQ for One Finance are being expanded — for now, your routing number is 031302955.

    One Finance wire transfer fees

    TypeFee
    Domestic wire (outgoing)$25–$35
    Domestic wire (incoming)$15
    International wire (outgoing)$45–$50
    International wire (incoming)$15

    Fees subject to change. Confirm the latest schedule on One Finance's website before sending.

    How to find your One Finance routing number

    Pay to the order of⑈ 031302955 ⑈ 0001234567 ⑈RoutingAccount
    Your routing number is the 9-digit code in the bottom-left of every check. Your account number sits to the right of it.
    • • Look at the bottom-left of any check from One Finance — the 9-digit number on the left.
    • • Log in to One Finance's mobile app or online banking and open the account details screen.
    • • Check the top of any monthly statement.
    • • Call One Finance customer service — but never share the number plus your full account details with anyone you don't trust.

    Also asked about One

    Does One allow crypto purchases?

    Yes. One debit cards and ACH transfers all work for buying crypto at Anytime Capital, a licensed US money services business. One issues no credit card of its own, but any major credit card you hold is accepted here, as are Apple Pay and Google Pay.

    • Debit card
    • ACH transfer
    One crypto card, wire & ACH policy

    Tired of waiting on One Finance transfers?

    Buy crypto with Apple Pay in 60 seconds. FDIC-insured cash account, instant virtual debit card, free to open.

    Buy crypto with Apple PayOpen a free account

    Frequently asked questions

    Sending money with these numbers

    • Routing number vs account number
    • Wire transfer vs ACH
    • Same-day ACH: cutoffs and limits
    • What is FedNow?
    • What is Fedwire?
    • How to open a business bank account

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