Pay button
A button in your brand colour that opens the checkout over your page. Without the script it is still a plain link, so it works on site builders that strip scripts.
Embedded payments
Checkout on your own website, or built into your software
Add a Pay button or an inline checkout to any site with one snippet, or create payment links, invoices and customers from your own code through the REST API, with Idempotency-Key retries, signed webhooks and an MCP endpoint for AI tools. Cards, Apple Pay and Google Pay at 2.75% + 30¢.
- One snippet, no backend needed
- Card details never touch your site
- Idempotency-Key on every create
- Signed webhooks with retries
Balance · Anytime Capital Payments
Available to pay out
$248,310.42
+$31,904.18 today · 412 payments
Your bankBusiness accountRTP & FedNowWireACH to vendors71+ countriesUSDC & USDTCryptoEmployee cards
Payouts
Pick your depth
Start with a snippet, grow into the API
Every option runs on the same payment links, customers and balance, so moving from a button to a full integration never means rebuilding what you set up.
Inline checkout
The full checkout placed inside your page and sized to its content, for a pricing page, a booking form or a donation page.
Prefill and listen
Pass the customer's email, a discount code and your order reference, then handle an anytime-pay:succeeded event on your page or go on to your success URL.
REST API
Payment links, invoices, customers and payments at /api/v1, with cursor paging, 100 requests a minute per key and Idempotency-Keys kept for 24 hours.
Signed webhooks
25 event types, from payment.succeeded to dispute.opened, each signed in an Anytime-Signature header and retried automatically if your server misses it.
Your domain, your brand
Serve checkout from pay.yourbusiness.com with Apple Pay and Google Pay set up on it, and your logo and colour on every page, receipt and payment email.
Developer experience
Written for developers and for AI coding tools
A small, predictable API, docs that read cleanly to a person or a model, and an MCP server so an agent can work with your payments directly.
MCP server at /api/mcp
Claude and other AI agents can list payments, create and deactivate payment links, create and send invoices and list customers, under the same key, rate limit and Idempotency-Key rules as REST.
Docs you can paste into an AI
Copy any docs page as Markdown, or open it in Claude with an integration prompt that has everything needed to wire up checkout.
Webhook delivery log
See each endpoint's deliveries for the last seven days, when the next retry goes out, and send a test event before you rely on it.
Keys you control
Create a secret key per integration, see when it was last used, and revoke it in Settings → Developers. We store only a hash of it.
Webhook deliveries
Live- payment.succeeded200 OK
- invoice.paid200 OK
- dispute.opened200 OK
- subscription.createdRetrying
Developers & AI
Integrate in an afternoon, or let your AI do it
A small, predictable API and docs written to be read by people and by AI coding tools. Paste one prompt into Claude, Cursor or your agent of choice and it has everything it needs to wire Anytime Capital Payments into your product.
- REST APIPayment links, invoices, customers and payments, with cursor paging and Idempotency-Key on every create.
- Signed webhookspayment.succeeded, invoice.paid, dispute.opened and more, each signed so your server can verify it.
- Built for AI toolsConnect Claude and other AI agents over MCP, and copy any docs page as Markdown with an integration prompt.
- Keys you controlCreate and revoke secret keys per integration in Settings → Developers.
Terminal
curl https://anytime-capital.com/api/v1/payment-links \
-H "Authorization: Bearer $ANYTIME_API_KEY" \
-H "Idempotency-Key: order_1042" \
-H "Content-Type: application/json" \
-d '{
"title": "Consulting — October",
"amountCents": 12500
}'201 Created
{
"object": "payment_link",
"id": "pl_4kTz8QwN2xYb6RcD1mPa",
"url": "https://anytime-capital.com/pay/business/pl_4kTz…",
"amountCents": 12500,
"active": true
}One integration
Every way your customers want to pay
Cards and wallets on every checkout, bank payments on links and invoices, and stablecoins by payment request.
Cards
Every checkout, link, invoice and subscription
- Visa
- Mastercard
- AMEXAmerican Express
- Discover
- JCB
- Diners Club
- UnionPay
- Maestro
Wallets
Every checkout, including in person
- Apple Pay
- Google Pay
Bank
Payment links and invoices
- ACHACH bank debit
Stablecoins
Payment links, invoices and payment requests, paid straight to your wallet: USDC and USDT on Ethereum and Solana, USDT on Tron
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USDC.svg)
USDT
Pay later & more walletsComing soon
Not offered at checkout yet
- affirm
Bank payments switch on once your account is approved for them. Settings → Payments shows exactly which methods are on for yours.
Risk rules & 3D Secure
Stop fraud before the card is charged
Risk rules, 3D Secure step-up and chargeback defense are part of every account, set up in a few clicks and explained in plain words.
Settings · Risk
- Block high-risk paymentsScore 75 or more
- Require 3D Secure above an amountOver $500.00
- Block cards from selected countries3 countries
- Maximum amount per payment$5,000.00
- Refund pre-dispute alerts automaticallyUnder $100.00
Fraud screening · Live
- Risk scoring on every paymentEach card payment gets a 0–100 risk score from our fraud screening before the card is charged.
- Rules you write in plain EnglishBlock scores of 60, 75 or 90 and up, cap the amount per payment, or block cards issued in chosen countries.
- 3D Secure where it countsAsk customers to confirm larger payments with their bank, which usually moves fraud-dispute liability to the issuer.
- Pre-dispute alertsRefund small payments automatically when a bank warns a dispute is coming, before it becomes a chargeback.
- Evidence assembled for youWhen a dispute lands, the order, the customer record, delivery and 3D Secure results are gathered into one response.
- Refund approvalsRefunds over an amount you choose wait for the owner, and every action is in the audit log.
Pricing
Lower card fees, and nothing hidden behind them
2.75% + 30¢ per card payment, no monthly fees, and every feature included. Processing $1M+ a year? Your rate is quoted on your volume.
Standard
2.75% + 30¢
per successful card or wallet payment
One flat online rate for Visa, Mastercard, Amex, Discover, Apple Pay and Google Pay.
- AMEX
- Bank (ACH) payments available
- Every feature included
- Live business support
Launch offer
Limited time2.5% + 30¢
for your first 90 days of card payments
Sign up through this offer and your first 90 days run at 2.5% + 30¢, then 2.75% + 30¢.
- Starts the day card payments switch on
- Applied automatically, nothing to remember
- Same features, same support
Custom
Let's talk
for businesses processing $1M+ a year
Volume tiers or interchange-plus pricing, quoted on your real mix of cards and countries.
- Shared Slack channel with our team
- Named account manager
- Custom payout schedule and terms
Included on every plan
- No monthly, setup or PCI fees
- Payment links, invoices, subscriptions and in-person
- Risk rules, 3D Secure and fraud scoring
- Branded checkout on your own domain
- API, webhooks, MCP server and test mode
- Dispute alerts and evidence built for you
How it works
From API key to live payment
A Pay button takes minutes to paste in; the API is a handful of endpoints with predictable shapes.
- 1
Open a business account
Verify your business, then switch on card payments with your details already filled in.
- 2
Create a key or copy a snippet
Copy the Pay button or inline checkout from Checkout tools, or create a secret key in Settings → Developers.
- 3
Add a webhook endpoint
Choose the events you want, send a test event, and verify the Anytime-Signature header on every delivery.
- 4
Take a real payment
Keys are live from the start, so check the full flow with a small payment and refund it from the dashboard.
- Per card or wallet payment
- 2.75% + 30¢
Per card or wallet payment
- API requests a minute per key
- 100
API requests a minute per key
- Idempotency-Key window
- 24 hrs
Idempotency-Key window
- Signed webhook event types
- 25
Signed webhook event types
Who uses it
Embedded payments in practice
The industries that lean on this the hardest, and what it looks like for them.
Frequently Asked Questions
How do I add a payment button to my website?
Create a payment link, open Checkout tools in your business dashboard, and copy the Pay button snippet into your site's HTML. The checkout opens over your page when clicked; if scripts are blocked, the button still works as a plain link to the checkout.
Can I embed the checkout inside my own page?
Yes. The inline checkout snippet places the full checkout inside a container on your page and resizes to fit it. It runs in a frame served by Anytime Capital, so card details are entered into our page, never yours.
Does card data touch my servers?
No. Card details are entered on a checkout served by Anytime Capital, inside the Pay button window or the inline frame, so they never pass through your site or servers, which keeps your own PCI compliance work small.
What can the Anytime Capital Payments API do?
The REST API at /api/v1 creates, updates, lists and deactivates payment links, creates, lists and sends invoices, lists customers, and lists and retrieves payments. It authenticates with a secret key, allows 100 requests a minute per key, and honours an Idempotency-Key header for 24 hours so retries never create twice.
Which webhook events are available?
payment.succeeded, payment.failed, payment.refunded, refund.created, refund.succeeded, refund.failed, dispute.opened, dispute.updated, dispute.closed, invoice.created, invoice.sent, invoice.paid, invoice.overdue, invoice.voided, subscription.created, subscription.updated, subscription.paused, subscription.resumed, subscription.past_due, subscription.canceled, payment.review_required, customer.created, customer.updated, payout.paid, payout.failed. Each delivery is signed in the Anytime-Signature header with a timestamp, and your server should reject any older than 5 minutes. Missed deliveries are retried automatically.
Is there a sandbox or test mode?
Yes. Turn on Test mode in the dashboard to work on a copy of your business where no real money moves: ak_test_ API keys, test cards at checkout, test webhooks marked livemode false, sample data and an event simulator for disputes, refunds and renewals. Switch to a live key when you go live.
Can AI tools like Claude integrate Anytime Capital Payments?
Yes. The MCP endpoint at /api/mcp lets Claude and other AI agents list payments, manage payment links, create and send invoices and list customers with a secret key you control, and every docs page can be copied as Markdown or opened in Claude with an integration prompt.
How much do embedded payments cost?
The same as every other channel: 2.75% + 30¢ per successful card or wallet payment, with no monthly fee and no charge for API or webhook use. The launch offer gives 2.5% + 30¢ for your first 90 days, and platforms processing $1M+ a year get custom pricing with a shared Slack channel.
Is Anytime Capital a bank?
Anytime Capital is a fintech company, not a bank. Payment processing, banking and payout services are provided by our licensed partners, and the applicable disclosures for each product are shown at sign-up and in the site footer.
Works with
The rest of the account
Everything here runs on the same balance and the same customer record, so nothing needs integrating to anything else.
Put checkout inside your product this week
Open a business account, claim 2.5% + 30¢ for your first 90 days, and ship a Pay button today or a full API integration when you're ready.