Local terms for this counter
bureau de change · money transfer shop · newsagent · convenience store · payment point
British high streets still run a dense network of bureaux de change, money transfer shops and convenience stores acting as payment points — serving migrant and cash-paid households whose remittance corridors reach across Africa, South Asia and Eastern Europe.

$500.00
Counter order · United Kingdom
The UK is one of the largest remittance-sending countries in the world. A great deal of that sending happens at a counter, not in an app — in the money transfer shops clustered on high streets in London, Birmingham, Manchester, Leicester and Bradford.
Those same high streets carry an extensive network of convenience stores and newsagents acting as payment and top-up points, a format with decades of experience handling cash on behalf of licensed principals.
Anytime Capital's retail counter is live in the United States. International partner locations are onboarded market by market as local licensing allows, so the first conversation is always about what is possible where your store actually is.
The local picture
The format has a different name in every market and does the same job in all of them. This is the version that applies here.
bureau de change · money transfer shop · newsagent · convenience store · payment point
Currency exchange bureaux, money transfer shops, newsagents and convenience stores acting as payment points, phone and unlocking shops.
Nigeria, Pakistan, India, Romania, Poland, Ghana, Philippines, Bangladesh — where the money moves, and why stablecoins matter at this counter.
English, Polish, Romanian, Urdu, Punjabi. Serving a customer in their own language is the single biggest advantage a counter has over an app.
The arithmetic
You keep a share of every order. Bigger order, bigger share. The examples below use 1% to 3% — your own rate is in your agreement.
| At the counter | Order size | Store keeps (low) | Store keeps (high) |
|---|---|---|---|
| A customer cashes a check and puts part of it into Bitcoin | $200 | $2.00 | $6.00 |
| A regular buys USDT to send to family overseas | $500 | $5.00 | $15.00 |
| A customer sells crypto and takes the cash | $1,000 | $10.00 | $30.00 |
| A small business owner buys on payday, every other week | $2,500 | $25.00 | $75.00 |
| One larger order, the kind an ATM's daily cap refuses | $10,000 | $100.00 | $300.00 |
The figures above are worked examples, not projected or guaranteed earnings. They show how the arithmetic works on a given order size at an illustrative revenue-share range. Your actual rate is set in your agent agreement, and what any individual store earns depends on its foot traffic, its neighbourhood, its hours and how many customers it serves. Anytime Capital does not promise any level of income.



Anytime Capital runs its own branches in Atlanta and Miami. Partner stores run the same counter service.
The UK's largest remittance corridors include several of the world's most crypto-adopted receiving markets — Nigeria and Ghana in particular. Households on those corridors are frequently ahead of the shops serving them.
That creates a specific commercial risk for a money transfer shop: customers moving to stablecoins on their own phones, cutting the counter out entirely. Offering it at the counter is the answer to that.
Britain also has an unusually well-developed convenience retail payment culture, which makes the operational model familiar to store owners.
The UK requires registration for cryptoasset businesses under its money laundering regulations, with financial promotions rules applying to crypto marketing. Availability depends on that authorisation.
Anytime Capital's retail counter is live in the United States. International partner locations are onboarded market by market as local licensing allows, so the first conversation is always about what is possible where your store actually is.
Anytime Capital is a registered US money services business and operates its own branches in Atlanta and Miami. The retail program extends that same platform to partner counters — which is why availability follows licensing rather than ambition, and why the first conversation about any international market is a straight one.
An employee signs in to the retail platform in a browser, runs a one-to-two minute identity verification for a first-time customer, places the order at a live price and takes the payment at the counter. Returning customers skip the verification entirely.
The store never holds cryptocurrency, never controls a private key and never funds a float. There is no equipment to buy, lease or install.
The customer receives the asset to a wallet they control, with the delivery recorded on a public blockchain — which is a stronger receipt than most counter products anywhere in the world can offer.
Related
The rest of the programme, and the region this market sits in.
It sits alongside it. The risk to a transfer shop is not this product — it is customers on crypto-adopted corridors moving to stablecoins on their own phones and skipping the counter entirely.
The format has decades of experience handling cash for licensed principals as a payment point, which is the same counter behaviour this program uses.
Anytime Capital's retail counter is live in the United States. International partner locations are onboarded market by market as local licensing allows, so the first conversation is always about what is possible where your store actually is. We will tell you plainly what is and is not possible where you are rather than taking you through an onboarding that cannot finish.
In the United States, a store acting as a serving location does not need its own money services business registration — Anytime Capital holds it. Outside the United States the answer depends entirely on the local regime, which is why availability is assessed market by market.
An employee signs in, verifies the customer once, places the order and takes the payment at the counter. There is no machine to install, no crypto for the store to hold and no float to fund.
Tell us where your counter is and what your customers are asking for. We will be straight with you about what is possible in your market today.