A business wallet on three networks
Receive USDC and USDT on Ethereum (ERC-20), Solana (SPL) and Tron (TRC-20), each with its own address and QR code to share.
Stablecoins
Get paid and pay suppliers in USDC and USDT, in minutes, weekends included
Hold digital dollars in a business wallet on Ethereum, Solana and Tron, email customers a payment request with the right address and network, send USDC or USDT to suppliers the same day, and sell to dollars paid into your business's bank account when you need cash.
See the business crypto wallet and treasury
- USDC and USDT on three networks
- Payment requests by email
- Same-day on-chain payouts
- Sell to your business bank account
Balance · Anytime Capital Payments
Available to pay out
$248,310.42
+$31,904.18 today · 412 payments
Your bankBusiness accountRTP & FedNowWireACH to vendors71+ countriesUSDC & USDTCryptoEmployee cards
Payouts
Who we work with
Built for the businesses that actually run the economy
From a two-person accounting practice to a dealership floor to a touring artist's LLC — if money moves through your business, it can move through Anytime Capital.
- CPAs & Accountants
- Financial Advisors
- Boat & Auto Dealerships
- Dental & Medical Practices
- Creators & Coaches
- Music & Entertainment
- Agencies & Consultants
- Contractors & Trades
- E-commerce & Retail
- Law Firms
- Salons & Spas
- Gyms & Studios
- Restaurants & Hospitality
- Real Estate & Property
What it does
Digital dollars as a business rail, not a trading account
USDC and USDT are each designed to hold one US dollar, but they move on public blockchains that never close. That makes them useful for the payments banks are slowest at: cross-border, after hours and on weekends.
Payment requests by email
Email a customer the coin, network and your address, with an optional amount and memo. The address is checked against the network before it's sent.
Same-day supplier payouts
Send USDC or USDT from the business wallet to a supplier, a contractor or your own wallet in minutes, with no correspondent bank in between.
Sell to dollars
Sell stablecoins whenever you need cash, and the dollars are paid to a bank account in your business's name.
Buy with a card, wire or RTP
Top up the wallet by buying USDC or USDT from the business dashboard.
Controlled by the owner
The wallet is self-custody and controlled by the business owner, so Anytime Capital can't move it. Other team members see market data, not the wallet.
In practice
Where stablecoins beat a wire
An international wire can take days, pass through banks you've never heard of and arrive short. A stablecoin transfer lands in minutes for the amount you sent.
Overseas customers paying you
A distributor in Manila or Lagos pays in USDT on Tron or USDC on Solana instead of sending an international wire.
Suppliers who want paying on a Saturday
On-chain transfers settle on weekends and bank holidays, so a Friday-night order isn't stuck until Tuesday.
Contractors abroad
Pay a developer or designer in another country in dollars they can hold, even where a US dollar bank account is hard to get.
Your own money, moved fast
Send to your own wallet or exchange account, or sell to dollars paid to your business bank.
Stablecoin activity
Live- USDC received · Solana+$26,950.00
- Payment request · Atlas FreightUSDT on Tron
- USDT sent · Rotterdam−$14,200.00
- Sold to USD · business bank$40,000.00
Global payouts
Pay suppliers in 71+ countries on their local rails
Faster payments to suppliers and lower exchange costs. Send dollars out of your Anytime Capital balance and they arrive as local currency over the rail the recipient's bank already uses.
- Paid in their own currency
- Seconds to hours, not days
- Exchange rate quoted before you send
- SWIFT everywhere else
Your balance
$412,880.00
USD · Anytime Capital
0 of 6 paid today
Lukas WeberWeber Feinmechanik · Stuttgart€8,420.00SEPA InstantSending
Oliver BennettBennett Print Co. · Manchester£5,150.00Faster PaymentsSending
Valeria OrtizTextiles Ortiz · GuadalajaraMX$184,300SPEISending
Camila RochaRocha Café Exportação · São PauloR$46,900PIXSending
Arjun MehtaMehta Spice Traders · Kochi₹695,000UPISending
Wanjiru KamauKamau Fresh Produce · NairobiKSh 1,120,000Mobile moneySending
Local rails by market
United StatesUSDRTP, FedNow, ACH, wire
EurozoneEURSEPA Instant- United KingdomGBPFaster Payments
- MexicoMXNSPEI
- BrazilBRLPIX
- IndiaINRUPI, NEFT, RTGS
SingaporeSGDPayNow, FAST
CanadaCADBank transfer- KenyaKESMobile money
ColombiaCOPBank transfer, Nequi
PhilippinesPHPBank transfer
NigeriaNGNBank transfer
United Arab EmiratesAEDBank transfer
West & Central AfricaXOF / XAFMobile money
One financial platform
Banking, payments and crypto in one account
Take money in every way your customers pay, hold it in business checking, spend it on employee cards, pay suppliers in 71+ countries and move into crypto when it makes sense, without stitching five providers together.
- PaymentsLinks, invoices, checkout, subscriptions and in person, paid out to your bank.
- Business checkingSales land in an account you can spend from the same minute.
- Employee cardsPhysical and virtual cards with limits per person and merchant.
- Global payoutsSuppliers, contractors and your own entities, paid in their currency.
- Crypto & stablecoinsAccept USDC and USDT at checkout into your business wallet, buy crypto for the business, and sell it for dollars paid to your bank.
- Bill payVendor bills with approvals, from the balance your sales land in.
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Pricing
Lower card fees, and nothing hidden behind them
2.75% + 30¢ per card payment, no monthly fees, and every feature included. Processing $1M+ a year? Your rate is quoted on your volume.
Standard
2.75% + 30¢
per successful card or wallet payment
One flat online rate for Visa, Mastercard, Amex, Discover, Apple Pay and Google Pay.
- AMEX
- Bank (ACH) payments available
- Every feature included
- Live business support
Launch offer
Limited time2.5% + 30¢
for your first 90 days of card payments
Sign up through this offer and your first 90 days run at 2.5% + 30¢, then 2.75% + 30¢.
- Starts the day card payments switch on
- Applied automatically, nothing to remember
- Same features, same support
Custom
Let's talk
for businesses processing $1M+ a year
Volume tiers or interchange-plus pricing, quoted on your real mix of cards and countries.
- Shared Slack channel with our team
- Named account manager
- Custom payout schedule and terms
Included on every plan
- No monthly, setup or PCI fees
- Payment links, invoices, subscriptions and in-person
- Risk rules, 3D Secure and fraud scoring
- Branded checkout on your own domain
- API, webhooks, MCP server and test mode
- Dispute alerts and evidence built for you
How it works
A wallet, a request, a payout
Stablecoins sit next to your card payments and payouts in the same business dashboard.
- 1
Set up the business wallet
The owner creates the business's self-custody wallet; addresses on Ethereum, Solana and Tron are ready to receive.
- 2
Request a payment
Email a customer the coin, network and address, with the amount and a memo if you like.
- 3
Hold or pay out
Keep a dollar balance on-chain, or send USDC or USDT on to suppliers the same day.
- 4
Sell when you need cash
Sell to dollars paid to a bank account in your business's name, once your business is verified.
- Stablecoins: USDC and USDT
- 2
Stablecoins: USDC and USDT
- Networks: Ethereum, Solana, Tron
- 3
Networks: Ethereum, Solana, Tron
- On-chain settlement, weekends included
- 24/7
On-chain settlement, weekends included
- Countries on local rails when you'd rather send fiat
- 71+
Countries on local rails when you'd rather send fiat
Who uses it
Stablecoins in practice
The industries that lean on this the hardest, and what it looks like for them.
Frequently Asked Questions
Can my business accept USDC and USDT payments?
Yes. Your business wallet receives USDC and USDT on Ethereum (ERC-20), Solana (SPL) and Tron (TRC-20). Share the address or QR code, or email the customer a payment request with the coin, network and address filled in, plus an optional amount and memo.
Which networks are supported for USDC and USDT?
Ethereum, Solana and Tron, for both coins. Each network has its own address, and coins sent on a different network from the one requested may not arrive, so every request and wallet card names the network explicitly.
How do I convert stablecoins to dollars?
Sell them from the Sell page in your business dashboard, and the dollars are paid to a bank account in your business's name. Selling is open to the business owner once the business is verified.
How fast are stablecoin payments?
Usually minutes, including nights, weekends and bank holidays. The exact time depends on the network's confirmations, not on banking hours or cut-off times.
Can I pay international suppliers in stablecoins?
Yes. Send USDC or USDT from your business wallet to a supplier's wallet the same day, with no correspondent bank in between. For suppliers who would rather receive local currency in their bank: local rails in 71+ countries.
Who controls the business stablecoin wallet?
The business owner. It's a self-custody wallet created for the business under the owner's control, so Anytime Capital can't move the funds. Other team members can see market information but not the wallet itself.
Can a stablecoin payment be charged back?
No. An on-chain transfer can't be reversed by the sender's bank, so there are no chargebacks; a refund is a new transfer you choose to send.
How is this different from the business crypto wallet and treasury?
This page covers stablecoins as a payment rail: getting paid, paying suppliers and selling to dollars. The business crypto wallet and treasury covers holding bitcoin, ether and other assets alongside them, and desk-quoted trades for larger orders.
Are stablecoins FDIC-insured?
No. USDC and USDT are issued by third parties and are designed, but not guaranteed, to hold a one-dollar value. They are not bank deposits and are not FDIC-insured.
Is Anytime Capital a bank?
Anytime Capital is a fintech company, not a bank. Payment processing, banking and payout services are provided by our licensed partners, and the applicable disclosures for each product are shown at sign-up and in the site footer.
Works with
The rest of the account
Everything here runs on the same balance and the same customer record, so nothing needs integrating to anything else.
Add a dollar rail that never closes
Open a business account, claim 2.5% + 30¢ for your first 90 days of card payments, and get paid or pay out in USDC and USDT from the same dashboard.